Word for word, what to say.

Call Your Credit Card Company Today and Get Them to Cut What You Owe

Word for word, what to say. One call, no lawyer, no debt relief company taking a cut. Make the call. If they give you nothing, full refund.

$14.95

For $14.95, the exact words I used to knock $25k off my own debt...

How it works

• You don't want another budgeting app. You want the number on that statement to go down.
• Here's what nobody at the bank will ever say out loud: you can call them and ask. A lower rate. A waived fee. A payment plan. A lower balance. They say yes to this every single day. They just don't advertise it.
• The only reason you haven't is you didn't know you could. And the idea of making the call is scary when you have no idea what to say. That's what the Call Script fixes. The words. On one page. Open on your phone while you dial.
• Winging it, you ask for one thing, they say no, you hang up embarrassed. The script runs in an order. Prep the six numbers. Open. Ask for the biggest thing first. When they say no, drop to the next ask. Close. Then follow up, because the second or third ask is where the cut usually lands.
• I was $80k in debt. One year later I owed nothing. I was scared, no help, felt alone, felt like the whole world was crumbling down. $25k of that debt went away on the phone. Bank of America offered me $2k off a $15k card. Two sentences later it was $4k. A manager later, $5k. Wells Fargo offered $2k, I got $3.5k. Same script, same ask order, every card.
• My results. Yours depend on your accounts and what you ask for. I'm not a lawyer and this isn't legal advice. It's what I did.

What you get

• The Call Script. Opening, ask, handling no, close. Word for word, so you never freeze.
• The Ask Order. Settlement, rate, hardship plan, fees. Which to ask for first and what to drop to when they say no.
• The 10 Minute Prep Sheet. The six numbers to pull before you dial.
• The Follow-Up Plan. The calls and emails after the first no, and what to say in each one.
• PDF, yours the second you pay. Open it on your phone during the call.

Bonuses

How to start

1. Get the script.
2. Pull the six numbers off your statement.
3. Make the call and read the words. If they give you nothing, email me for a refund.

The price

$14.95

The Cut What You Owe Call Script, paid once. No subscription.

Your guarantee

Make the call using this script. If they don't give you anything, a lower rate, a waived fee, a payment plan, or a lower balance, email me and I'll refund you. No questions. Keep everything.

Questions

Does this actually work?

It worked on my own accounts, $25k across my credit cards. Your result depends on your accounts and what you ask for. That's why the guarantee covers the call.

What if I say the wrong thing and make it worse?

The script tells you what to say and the Before-You-Dial Checklist tells you what not to. Read it off the page.

Do I need a lawyer or a debt relief company?

No. You make the call yourself and you keep every dollar they knock off. Nobody takes a cut.

Is this legal advice?

No. I'm not a lawyer. This is what I did on my own calls.

Any upsells?

Nada. One price, one payment.

Call Your Credit Card Company Today and Get Them to Cut What You Owe

$14.95